《大行報告》瑞信:平安(02318.HK)8月新業務銷售壓力持續 市場關注加強對保險集團監管
瑞信發表報告表示,中國平安(02318.HK)今年首八個月壽險保費按年跌3.5%,即意味8月份下滑2.5%,該行估計中國平安於8月代理旗下新業務銷售按年下降雙位數,相信是代理人力縮減、長期保險需求未恢復及保期醫保產品競爭等所致。
該行料中國平安保險經紀人數按月跌1%至72萬人,指仍需保持耐心以待壽險代理的改革,指公司今年首八月壽險保費收入按年跌3.5%,單計8月按月略為惡化。
就中國銀保監會9月發布諮詢文件,加強對保險集團監管辦法。瑞信指雖然由於規則尚未最終確定,全面影響仍然無法評估,但料中國平安應具有時間及資源以作變化準備。該行認為中國平安應能滿足一些關鍵的初步要求,維持對其「跑贏大市」評級及目標價92元。
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