You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
標普:HIBOR處低位拖累銀行淨息差及淨利息收入等 「跨境理財通」料屬利好
評級機構標普於線上發布會中指出,香港銀行同業拆息(HIBOR)處歷史低位影響到銀行的淨息差及淨利息收入,因此即使貸款增長較好、信貸成本下降,全年計經營溢利仍有機會低於去年,雖然費用收入有正面影響,但仍不足以抵銷淨利息收入方面的跌勢,料情況將持續至明年,到2023年則將有改善。 該行認為在財富管理層面對銀行仍有好消息,估計作為大灣區首個跨境投資計劃,「跨境理財通」以投資產品銷售計算將帶動3,000億元人民幣的資金流。另外,該行指出香港截至去年底有八家虛擬銀行,估計未來兩三年虛銀仍錄虧損,不過在大灣區有機會可搶佔小眾市場。 評級機構標普予香港評級「AA+/A-1+」,前景穩定,認為經濟復甦強勁支持穩定的增長前景,而本港財政緩衝亦維持充裕。被問及《港區國安法》及中美政治風險等會否帶來影響,該行的分析認為,類似的法例在世界各地並不罕見,現時仍有案件正在審理,假如法例遭濫用或會帶來影響,但現時未有觀察到相關情況。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account