招商銀行(03968.HK)上半年淨利增22.82%至611.5億元 撥備覆蓋率439.46%
格隆匯8月13日丨招商銀行(03968.HK)公佈2021年中期業績,2021年上半年,集團始終堅持"質量、效益、規模"動態均衡發展理念,以及"輕型銀行"的戰略方向和"一體兩翼"的戰略定位,穩健開展各項業務,營業淨收入穩步增長,利潤增速較快,資產負債規模穩健增長,資產質量總體穩定。
報吿期內,集團實現營業淨收入1,688.30億元,同比增長13.95%;實現歸屬於該行股東的淨利潤611.50億元,同比增長22.82%;實現淨利息收入993.41億元,同比增長9.32%;實現非利息淨收入694.89億元,同比增長21.29%;歸屬於該行股東的平均總資產收益率(ROAA)和歸屬於該行普通股股東的平均淨資產收益率(ROAE)分別為1.42%和18.06%,同比分別上升0.13和1.12個百分點。
截至報吿期末,集團資產總額88,858.86億元,較上年末增長6.27%;貸款和墊款總額53,829.98億元,較上年末增長7.04%;負債總額81,243.18億元,較上年末增長6.46%;客户存款總額59,801.65億元,較上年末增長6.25%。
截至報吿期末,集團不良貸款餘額545.42億元,較上年末增加9.27億元;不良貸款率1.01%,較上年末下降0.06個百分點;撥備覆蓋率439.46%,較上年末上升1.78個百分點;貸款撥備率4.45%,較上年末下降0.22個百分點。
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