調查:八成受訪香港父親不期望退休時獲子女供養 平均需預留460萬退休
保誠保險公佈一項有關家庭財務規劃的調查結果,發現八成受訪港爸沒有寄望退休時獲子女供養。調查亦顯示,有六成受訪父親反而擔心子女將來不夠錢用,超過九成表示會將財富傳承給下一代,平均約佔自己財富的三份之二。
保誠訪問已爲人父的香港客戶,顯示高達八成受訪港爸不期望自己退休時獲子女供養,而絕大部分亦不期望子女結婚後與自己同住(93%)。當被問及希望子女滿30歲時獲得甚麼人生成就時,大部份爸爸表示寄望子女擁有穩定的工作(78%)、擁有自己的終身伴侶(44%)、擁有自己的物業(43%)及財務自由(43%)。
由於港爸不依賴子女供養,他們傾向預留財富作個人退休之用。受訪港爸認爲平均需要預留約460萬元作個人退休之用,並估計自己退休後的個人每月平均開支爲1.7萬元,然而約六成受訪者(61%)似乎未有太大信心完成這個退休儲備目標及擁有舒適的退休生活。(ek/k)
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