《大行報告》匯豐研究調整內險股目標價 財險(02328.HK)評級降至「持有」
匯豐研究發表報告表示,中期而言對內地壽險業務前景感樂觀,惟料短期業務增長具挑戰,主因包括大型保險公司進行業務改革及重組與小規模公司的增長;新業務銷售受到混合代理趨勢影響;過去一年產品組合轉向儲蓄及醫療,並不確定是暫時還是長遠趨勢,以及中期的產品變化可能會進一步影響行業利潤率等因素。這或蓋過了行業基本面或吸引估值。
報告又指,中國財險(02328.HK)業務負面因素持續,尤其是車保方面,該行將財險評級由「買入」降至「持有」,目標價則由8元上調至8.5元;持續看好中國平安(02318.HK),予「買入」評級及目標價106元。
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