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《大行報告》花旗:匯控(00005.HK)退出美國零售銀行業務 對改善盈利能力邁出正面一步
阿思達克 05-28 11:45
就匯豐控股(00005.HK)近日公布將透過多項交易退出美國零售銀行市場,相關交易正待監管機構批准,買方包括公民銀行(Citizens Bank)及國泰銀行(Cathay Bank)等,匯豐美國將轉型為美國財富及個人銀行業務,專注於服務高資產淨值個人銀行及財富管理業務的環球連繫。

花旗發表報告表示,估計匯控或於2022年首季完成退出美國零售銀行業務,會錄得一次性除稅前虧損1億美元,料相關業務此後將不會有明顯盈利或虧損,指其集團退出美國零售銀行業務,相信對集團改善盈利能力方向邁出正面一步。

該行指,匯豐控股旗下美國財富管理及個人銀行業務(WPB)於過去數年無論是列賬及經調整基準下均錄得虧損,相關業務會提高了成本收入比率,今次集團將相關業務分支由原來148個降至逾20個,估計可令成本降低,並令到旗下美國相關業務的除稅前盈利改善。

花旗予匯豐控股「中性」投資評級及港股目標價49.3元。

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