匯控(00005.HK)退出美國零售銀行業務
匯控(00005.HK)公布,將透過多項交易退出美國零售銀行市場,相關交易正待監管機構批准,買方包括公民銀行(Citizens Bank)及國泰銀行(Cathay Bank)等。集團將縮減當地分行規模,自現時的148間減少其中90間。匯豐美國將維持小規模實體分行以服務現有市場,並逐步將其轉化成20至25間國際財富中心。剩餘的35至40間分行數目亦將逐步減少。集團並將退出所有資產淨值75,000美元以下的個人銀行業務,亦會退出營業額500萬美元以下的零售企業銀行業務。
完成後,匯豐美國將轉型為美國財富及個人銀行業務,專注於服務高資產淨值個人銀行及財富管理業務的環球連繫。集團行政總裁祈耀年表示,匯豐美國業務狀況良好,惟集團缺乏足以競爭的規模,集團將維持於美國提供業務以作為增長計劃的一部份,並集中於將美國客戶與全球連繫。
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