平安壹賬通銀行去年稅前虧損按年擴大至1.84億元
中國平安(02318.HK)旗下平安壹賬通銀行公布,去年9月正式開業以來業務穩健增長,總收入達797.3萬元,按年增長21.3%。貸款及存款規模正穩步建立,去年底止來自客戶的存款總額為4.82億元,客戶貸款及墊款為約6,970萬元,貸存比率為14.5%。期內中小微企貸款業務的總利息收益率及淨利息收益率分別為9.3%及8.3%,沒有不良貸款。
該行指,由於去年9月始正式開業,業務尚處於發展初期,去年錄得稅前虧損1.84億元,較2019年同期的稅前虧損1.12億元有所增加。淨利息收入為約310萬元,較2019年度同期約660萬元下跌52.8%,主要原因是支付存款客戶的利息開支,以及資金市場利率下降所致。
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