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哈爾濱銀行(06138.HK)2020年歸母淨利潤跌79.04%至7.46億元
格隆匯 03-31 21:26

格隆匯3月31日丨哈爾濱銀行(06138.HK)公佈2020年度業績,期內集團實現税前利潤14.09億元人民幣(單位下同),同比下降70.59%;淨利潤7.96億元,同比下降78.11%;歸屬於母公司股東的淨利潤7.46億元,同比下降79.04%;每股收益0.07元。

報吿期內,集團實現營業收入146.06億元,同比下降3.43%。其中,利息淨收入123.09億元,同比增長5.25%,淨利差為2.18%,較上年上升0.16個百分點,淨利息收益率為2.20%,較上年上升0.10個百分點;手續費及佣金淨收入8.80億元,同比下降35.60%。

截至2020年12月31日,集團資產總額為5986.036億元,較上年末增加155.142億元,增幅2.7%;客户貸款及墊款總額為2805.672億元,較上年末增加169.631億元,增幅6.4%;客户存款總額為4692.800億元,較上年末增加435.963億元,增幅10.2%。

截至2020年12月31日,集團不良貸款餘額為83.329億元,不良貸款率為2.97%,貸款減值損失準備率為3.96%,較上年末上升0.92個百分點,風險抵補能力有所增強。

截至2020年12月31日,該行核心一級資本充足率、一級資本充足率、資本充足率分別為10.18%、10.20%、12.59%,較上年末分別下降0.04個百分點、0.04個百分點、上升0.06個百分點。

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