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內地四大行集體發聲廣州房貸:不存在「停貸」情況 將加強審貸管理
阿思達克 02-01 07:34
據內地媒體報道,近日,關於廣州房貸額度緊張以及利率上漲的消息引發市場廣泛關注。針對社會關注度比較高的個人住房貸款有關問題,廣州地區四大國有銀行和部份股份制銀行普遍反映,當前房貸業務有序開展,未來進一步落實「房住不炒」定位,加強審貸管理。

工商銀行(01398.HK)(601398.SH)廣州分行住房與個人信貸業務部相關負責人表示,工行從未停止放貸,也從未暫停按揭業務受理。審批周期、放貸週期沒有出現明顯的變化」。

中國銀行(03988.HK)(601988.SH)廣州分行表示,目前房貸業務正常開展,接單節奏與去年三、四季度相比基本相近。對等候放款客戶,中行結合貸款客戶申請資料遞交及審批情況進行有序放款。

農業銀行(01288.HK)(601288.SH)廣州分行個人金融部相關負責人指,去年上半年受疫情影響逐步下調房貸利率,之後隨著廣州房市復甦加快,四季度「量價雙升」,取消優惠幅度,於去年11月和今年1月將利率加點數先後上調回40個基點和55個基點,恢復至疫情前的定價水平。

建設銀行(00939.HK)(601939.SH)廣州分行相關負責人表示,今年1月的個人住房貸款投放量與去年四季度月均水平相比略有增長,不存在停貸情況,房貸業務在正常開展中,及時根據市場情況進行政策調整,對於符合放款條件的貸款,亦一直在有序安排放款。(ta/w) ~

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