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甘肅銀行(02139.HK)中期淨利同比減少28.9%至3.69億元
格隆匯 08-21 21:19

格隆匯 8 月 21日丨甘肅銀行(02139.HK)發佈公告,截至2020年6月30日止六個月,該行實現總營業收入人民幣32.433億元,較同比減少15.9%。行淨利潤同比減少28.9%至人民幣3.685億元。行營業收入同比下降主要原因為受“新型冠狀肺炎”疫情和貸款市場報價利率(以下簡稱“LPR”)下行影響;淨利潤同比下降主要原因為營業收入同比下降所致。

截至2020年6月30日,該行的總資產為人民幣3387.188億元,較2019年末增長1.1%;客户貸款及墊款總額為人民幣1735.228億元,較2019年末增長1.8%;不良貸款率為2.32%,較2020年初下降0.13個百分點。客户存款總額為人民幣2533.885億元,較2019年同期增長7.0%。

行的發展願景為致力於建設一流的上市城商行。為此,該行將堅持以服務客户為中心,以持續高質量發展為基礎,以防範風險和合規管理為重點,以精細化管理和提升專業能力為保障,以服務實體經濟為己任,穩中求進,迴歸本源,夯實基礎,品質第一,效益為先,走“差異化、精細化、專業化”的發展道路。

為了實現上述目標,該行計劃:(一)推進內部改革,優化組織架構,提升公司治理水準和基礎管理能力。(二)充分利用境內外資本市場,拓展資本補充管道,持續補充資本。(三)適應經濟新常態和監管新常態,嚴守風險底線,切實加強資產品質管理。(四)構建大零售業務體系,保障零售轉型戰略實施。(五)完善批發業務服務體系,夯實業務發展基礎。(六)強化金融科技應用和跨界合作,實施移動優先,延伸服務觸角。(七)以精細化體系建設為方向,優化業務及管理流程,提升精細化管理水準。(八)堅持人才立行,持續提升員工隊伍凝聚力和綜合能力。

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