郵儲銀行(01658.HK)一季度淨利潤200.94億元 同比增長8.5%
格隆匯4月28日丨郵儲銀行(01658.HK)公佈,2020年第一季度,公司實現營業收入722.50億元,同比增長5.51%;實現淨利潤201.05億元,同比增長8.39%;歸屬於銀行股東的淨利潤200.94億元,同比增長8.5%。年化平均總資產回報率0.77%,年化加權平均淨資產收益率15.77%。
一季度利息淨收入617.21億元,同比增長4.38%。淨利差2.41%,淨利息收益率2.46%。手續費及佣金淨收入49.83億元,同比增長1.53%。成本收入比52.02%,同比下降0.53個百分點。
截至報告期末,集團資產總額107,986.24億元,比上年末增加5,819.18億元,增長5.70%。客户貸款及墊款總額52,422.48億元,比上年末增加2,680.62億元,增長5.39%。其中,公司貸款18,645.18億元,個人貸款28,699.78億元,票據貼現5,077.52億元。負債總額101,475.63億元,比上年末增加4,757.36億元,增長4.92%。吸收存款97,626.87億元,比上年末增加4,486.21億元,增長4.82%。其中,公司存款11,705.35億元,個人存款85,894.77億元。
截至報告期末,按照貸款質量五級分類,集團不良貸款餘額為451.18億元,不良貸款率為0.86%,撥備覆蓋率為387.30%。截至報告期末,核心一級資本充足率9.64%,一級資本充足率12.03%,資本充足率14.57%,均滿足監管要求。
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