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東亞銀行(00023.HK)年度純利跌49.9%至32.60億港元 派第二次中期息0.35港元
格隆匯 02-19 12:20

格隆匯2月19日丨東亞銀行(00023.HK)公佈,截至2019年12月31日止年度,集團實現屬於公司股東溢利32.60億港元,同比下降49.9%;撥備前經營溢利97.93億港元,同比增長15.1%;每股基本盈利0.89港元,宣派第二次中期股息每股0.35港元,全年合共派息每股0.46港元。

報告期內,集團實現經營收入196.84億港元,同比增長15.3%。其中淨利息收入145.00億港元,同比增長11.9%。淨息差由1.73%擴闊至1.85%,而平均帶息資產增加4.9%;服務費及佣金收入淨額29.41億港元,同比增長10.8%。有關增長主要來自信用卡及銷售第三者保單的佣金收入上升,然而證券及經紀的佣金收入下跌抵銷了部分升幅。

報告期內,集團金融資產的減值損失支銷淨額由2018年的11.88億港元增加至2019年的72.53億港元,主要是由於內地業務錄得的減值損失增加所致。因此,集團的減值貸款比率由2018年底的0.70%,上升至2019年底的1.22%。香港業務的減值貸款比率由0.29%改善至0.25%,而內地業務的減值貸款比率則由1.73%上升至3.80%。

於2019年底,集團綜合資產總額達8651.98億港元,較2018年底的8394.51億港元增加3.1%。客户墊款總額上升1.7%,至5091.05億港元,而貿易票據貼現則減少17.5%,至120.81億港元。投資證券上升13.0%,至1635.14億港元。

於2019年12月31日,總資本比率、一級資本比率及普通股權一級資本比率分別為20.4%、18.4%及15.6%。截至2019年12月31日止季度的平均流動性覆蓋比率為175.7%,遠高於100%的法定下限。

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