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惠譽:內地業務敞口維持屬本港銀行生存能力評級關鍵因素
阿思達克 12-12 16:18

評級機構惠譽發表報告,指中國內地業務敞口(MCE)維持是本港銀行生存能力評級的關鍵因素。本港銀行MCE佔所有外資銀行MCE約一半,在今年6月底止維持佔系統資產約29%水平,同期澳門的銀行MCE佔比則由去年底的38%擴大至41%。明年內地經濟轉弱料不會影響銀行對MCE的風險胃納,內地相關貸款仍然是本港及澳門的銀行中期核心盈利增長引擎。

惠譽表示,料明年本港銀行MCE維持約30%高水平,而內地相關貸款續支持整體增長,紓緩本地經濟收縮及失業率上升的影響。

本港銀行之間,該行稱,創興銀行(01111.HK)及招商永隆銀行自2016年起MCE對總資產佔比穩定上升,其他內地銀行本港附屬則大致穩定或輕微倒退。惠譽相信渣打香港MCE上升,主因今年上半年渣打中國系內轉移擁有權所致。

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