中國銀行(03988.HK)前三季度税後利潤增長5.22%至1712.46億元
格隆匯10月30日丨中國銀行(03988.HK)發佈2019年三季度報告,按國際財務報告準則,2019年前三季度,集團實現税後利潤1712.46億元(人民幣,下同),實現股東應享税後利潤1595.79億元,同比分別增長5.22%和4.11%。平均總資產回報率(ROA)1.04%,同比下降0.03個百分點。淨資產收益率(ROE)13.00%,同比下降0.70個百分點。核心一級資本充足率為11.24%,一級資本充足率為13.02%,資本充足率為15.51%。
報告期內,集團實現淨利息收入2778.20億元,同比增加135.14億元,增長5.11%。淨息差1.84%,同比下降0.05個百分點。實現非利息收入1390.37億元,同比增加274.84億元,增長24.64%。非利息收入在營業收入中佔比為33.35%,同比上升3.67個百分點。其中,手續費及佣金收支淨額716.16億元,同比增加30.98億元,增長4.52%。
今年前三季度,集團營業費用1424.01億元,同比增加158.79億元,增長12.55%。成本收入比(中國內地監管口徑)25.77%,同比下降1.03個百分點。資產減值損失608.47億元,同比增加55.78億元,增長10.09%。集團不良貸款總額1,765.14億元,不良貸款率1.37%,比上年末下降0.05個百分點,不良貸款撥備覆蓋率182.24%,比上年末上升0.27個百分點。
此外,9月末,集團資產總額226,081.64億元,比上年末增加13,408.89億元,增長6.30%。負債總額206,204.38億元,比上年末增加10,785.60億元,增長5.52%。
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