高盛:維持招行(3968.HK)、平安銀行(000001.SZ)等“買入”評級
高盛發表研究報告指,人行早前發佈有關影子銀行監管的新諮詢文件,闡明瞭標準資產及非標準資產的定義。儘管新法規實施的時間等細節仍未清楚,但該行認為圍繞影子銀行所採取的緊縮措施的透明度將會提高,並會進一步降低金融風險。
高盛表示,由於潛在的監管仍然允許銀行有寬限期,標準資產的新分類明年底才會解除,加上今年上半年的財富管理產品數據,反映出業界的財富管理產品減少等。
該行認為,覆蓋的中國銀行之間的質量差異將會繼續存在,又指更為喜歡具有較高風險定價及風險緩衝能力的銀行。該行維持招商銀行(3968.HK)、平安銀行(000001.SZ)及興業銀行(601166.SH)“買入”評級。
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