工商银行(01398.HK)上半年拨备前利润3083.89亿元 同比增长9.9%
格隆汇8月29日丨工商银行(01398.HK)公布，2019年上半年，公司营业收入3,942.03亿元，同比增长9.1%；实现净利润1,686.90亿元，同比增长5.0%；实现拨备前利润3,083.89亿元，同比增长9.9%；每股收益0.47元。
2019年上半年，利息净收入2,993.01亿元，同比增加216.85亿元，增长7.8%。利息收入5,081.57亿元，增加513.50亿元，增长11.2%；利息支出2,088.56亿元，增加296.65亿元，增长16.6%。净利息差和净利息收益率分别为2.13%和2.29%，同比分别下降3个基点和1个基点。
2019年上半年实现非利息收入949.02亿元，同比增加112.16亿元，增长13.4%，占营业收入的比重为24.1%。其中，手续费及佣金净收入885.01亿元，增长11.7%，其他非利息收益64.01亿元，增长44.6%。
2019年上半年计提各类资产减值损失991.80亿元，同比增加157.22亿元，增长18.8%，其中贷款减值损失918.96亿元，增加143.44亿元，增长18.5%。
公告显示，2019年6月末，公司总资产299,904.76亿元，比上年末增加22,909.36亿元，增长8.3%。其中，客户贷款及垫款总额（简称「各项贷款」）162,712.24亿元，增加8,513.19亿元，增长5.5%；投资72,190.97亿元，增加4,644.05亿元，增长6.9%；现金及存放中央银行款项39,931.12亿元，增加6,205.36亿元，增长18.4%。
2019年6月末，按照五级分类，正常贷款155,901.59亿元，比上年末增加8,562.68亿元，占各项贷款的95.81%。关注贷款4,409.79亿元，减少99.51亿元，占比2.71%，下降0.21个百分点。不良贷款2,400.86亿元，增加50.02亿元，不良贷款率1.48%，下降0.04个百分点。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
