青岛银行(002948.SZ)上半年归母净利润增长8.86%至14.38亿元
格隆汇8月23日丨青岛银行(03866.HK)发布2019年半年度报告，2019年1-6月，实现营业收入45.33亿元人民币(下同)，同比增长44.76%，其中利息净收入31.45亿元，同比增长81.11%；营业利润18.38亿元，同比增长11.40%；归属于母公司股东净利润14.38亿元，同比增长8.86%；扣除非经常性损益后归属于母公司股东净利润14.35亿元，同比增长8.79%；基本每股收益0.32元。
报告期内，公司营业收入45.33亿元，同比增加14.02亿元，增长44.76%，主要是公司优化资产负债结构，利息净收入增长较快；提高中间业务水平，手续费及佣金收入增长较快。营业收入中利息净收入占比69.37%，同比提高13.92个百分点；手续费及佣金净收入占比12.81%，同比提高1.87个百分点。
报告期末，公司资产总额3,452.31亿元，资本充足率16.20%，不良贷款率1.68%，与上年末持平。报告期内累计实现净利润14.66亿元，较去年同期增长10.16%。
主要经营指标完成情况：
(1)资产总额3452.31亿元，比上年末增加275.72亿元，增长8.68%；
(2)发放贷款和垫款1433.44亿元，比上年末增加199.77亿元，增长16.19%；
(3)吸收存款1883.60亿元，比上年末增加104.49亿元，增长5.87%;
(4)不良贷款率1.68%，与上年末持平；拨备覆盖率150.42%；资本充足率16.20%，比上年末提高0.52个百分点。上述指标均满足监管要求；
(5)平均总资产回报率(年化)0.88%，同比持平；
(6)加权平均净资产收益率(年化)13.49%，同比下降1.13个百分点。
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