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银保监会周亮将督促银行规范服务收费行为进行专项整治
阿思达克 08-20 12:54

银保监会副主席周亮在国务院政策例行吹风会上透露,已阶段性完成小微企业综合融资成本下降1个百分点的目标。下一步银保监会还将督促银行规范服务收费行为,进行专项整治,在全国范围内开展银行服务收费自查自纠和监管检查,并组织明查暗访,严肃查处违规收费和变相抬高企业融资成本的行为。

他表示,上半年新发放普惠型小微企业贷款利率是6.82%,比2017年全年平均利率水平下降0.58个百分点。其中,5家国有大型银行平均利率是4.87%,比2018年下降0.66个百分点。此外,通过减免信贷相关费用,相关融资成本下降了0.57个百分点。两者合计後,小微企业融资综合成本下降超过1个百分点,阶段性地完成了这个目标。

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