中银保监内地五大银行资产占银行业37%
中国银保监会公布数据显示,银行业集中度持续优化并处於合理水平,工商银行(01398.HK)(601398.SH),农业银行(01288.HK)(601288.SH),中国银行(03988.HK)(601988.SH),建设银行(00939.HK)(601939.SH),交通银行(03328.HK)(601328.SH)五家大型银行资产占银行业比例37%,多元化银行业服务体系初步形成。
数据显示,2018年末,五家大型银行资产总额105万亿元人民币(下同),占银行业金融机构比例37%。各项存款余额76万亿元,占银行业比例为44%。各项贷款余额58万亿元,占银行业比例为38%。员工人数165万人,占银行业比例40%。与欧美等主要经济体国家相比,中国银行业集中度较低并处於合理水平。
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