You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
《大行报告》花旗港银收入前景面临挑战行业首选中银香港(02388.HK)
阿思达克 07-17 14:47

花旗发表研究报告,指本港银行5月存款按月收缩1%,主要由於定期及活期存款下跌,年初至今存款增长疲弱,首五个月仅轻微上升1.6%。该行指,近期HIBOR波动(1个月HIBOR最高见3%),显示6月及7月流动性收紧。

该行预期,本港银行收入前景面临挑战,净息差料今年将见顶,随後料回落,主要由於美国联储局有机会减息、信贷需求转弱及存款竞争增加所致。由於人民币贬值、宏观不明朗因素及流动性收紧,信贷需求疲弱,该行预期2019年贷款增长仅达中单位数。

本港银行中,花旗首选中银香港(02388.HK),给予「买入」评级;恒生银行(00011.HK)给予「中性」评级;东亚银行(00023.HK)给予「沽售」评级。国际银行中,汇丰控股(00005.HK)给予「沽售」评级,渣打集团(02888.HK)则近期被降至「中性」评级。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account