You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
惠譽內銀面對淨息差壓力
阿思達克 07-09 14:01

評級機構惠譽高級董事兼大中華區銀行評級主管胡月明表示,內地銀行面對資金成本壓力,加上需要提供優惠利率予內地企業以支持內地經濟增長,預計今年內銀淨利息收益率仍會受壓,小型銀行面對的壓力尤其較大。

資產質素方面,銀行將會進一步進行不良貸款分類,同時為目前負債表內的不良貸款作出撇帳。而由於內銀資本充足率一直維持於足夠水平,相信未來一段時間信貸難以錄得大幅增長。

至於包商銀行遭接管事件,胡月明指相信是邁向提高透明度與資訊披露的一步,不過目前仍未能確定會否整體改善這一類表現較弱銀行的治理情況,同時降低對系統造成的風險。

惠譽去年因中港金融活動更加頻繁而下調香港銀行經營環境評分,胡月明指目前本港銀行仍然具有足夠風險緩衝,相信中港之間金融活動仍將會增加。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of this article is for reference only. It does not constitute an offer, solicitation, recommendation, opinion or guarantee of any securities, financial products or instruments.The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance.
uSMART
Wealth Growth Made Easy
Open Account