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惠誉上调招行(03968.HK)评级至BBB+展望稳定
阿思达克 06-26 15:22

评级机构惠誉发表报告,将招商银行(03968.HK)(600036.SH)长期本外币发行人违约评级(IDR),由「BBB」上调至「BBB+」,并确认其他三家内地中型商业银行的IDR为「BBB」,所有评级展望均为「稳定」。该三家银行分别为中信银行(00998.HK)(601998.SH)、光大银行(06818.HK)(601818.SH)及浦发银行(600000.SH)。以惠誉准则,「BBB」及「BBB+」均属於投资级别。

报告称,上述所有银行的IDR都建基於国家支持,及位处其支持评级底线(SRF),反映惠誉认为在压力情境下,该等银行有望获得来自中央政府提供特别支持的持续预期。

惠誉表示,上调招行评级反映其系统重要性趋升,受到其零售存款市占持续高於同业的支持,在零售银行市场具领导地位。报告料招行规模及零售强劲表现强化其战略重要性,在紧张情境下获国家支持的倾向增加。内地政府展示支持零售存款的强烈意愿。招行是全国最大股份制商业银行,以资产及零售存款计,规模属全国第七大。该行去年拥有逾1.25亿名零售客户,属股份制银行首位;一半以上的贷款和三分之一以上的存款来自零售银行业务。

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