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金管局乐见有银行取消低户口结余收费和其他户口服务收费
阿思达克 06-20 09:27

汇丰银行上日(19日)宣布,由今年8月1日起,取消「个人综合理财户口」的最低全面理财总值要求及低额结存服务费,是香港首家提供免费的基本银行服务的银行。

金管局回应称,乐见有银行进一步为多个户口类别取消低户口结余收费和其他户口服务收费,令市民获得更便利的基本银行服务,让普罗大众受惠。

金管局非常重视公众可以获得基本银行服务,并且一直鼓励银行业界在发展业务时,充分落实普及金融的理念。金管局早前推动《公平待客约章》,得到本港所有零售银行支持豁免弱势社群客户的低户口结余收费。金管局最近亦推出虚拟银行,进一步促进普及金融的政策目标。

银行一般根据自身情况,考虑业务策略、服务模式、成本等因素,自行订定服务收费。然而,金管局一直提醒银行,在按照商业原则经营业务的同时,需顾及市民对基本银行服务的需要和期望。

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