恆生調查:僅半數受訪者擁有被動收入
恆生銀行(00011.HK)調查發現,接近70%受訪者認為香港未來5年的投資前景為良好或平穩。在投資策略方面,84%受訪者表示有興趣透過理財產品、基金或人壽保險增加被動收入,但現時擁有被動收入的受訪者僅半數,當中被動收入的主要來源依次序為股票派息和銀行高息存款或定期存款。
恆生銀行於上月透過網上問卷訪問500位30歲或以上的香港人。調查結果發現60%受訪者表示有興趣於投資組合中加入人壽保險產品,認同其或可增值財富和平衡投資風險,但實際上較少受訪者選擇以人壽保險派發紅利或固定派息基金製造被動收入。
調查亦顯示,64%受訪者有興趣於投資組合中加入基金,認同基金投資或可以擴闊投資組合及涵蓋更多類型的產品,可見市場對靈活以及環球的投資產品有一定需求。
恆生銀行財富管理及個人銀行業務主管李樺倫表示,及早規劃財富管理和增值目標對各個客戶群都至關重要。恆生提供如『聚息通』人壽保險計劃一類服務,協助客戶多角度製造被動收入。
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